Saturday, May 5, 2018

Why Travel Insurance is Important When Flying Abroad?

With the starting of a new year in schools, children have gone busy in planning their holidays, whereas, their parents are busy in making the arrangements for the travel. Some of you are maybe going on a foreign trip with family and friends, whereas, some others are going to visit their relatives several miles away in a different city, but no matter where you go, safety is a matter of concern for all of us. This is where travel insurance comes in the picture.

But when it comes to air travel, many of us tend to take it lightly, which can be a serious problem sometimes. For example, what if you lose all your cash or luggage in a foreign country, or you get sick on your trip, then the treatment alone can cost you very dearly. This is the area, where travel insurance can be a big help and this is what we will discuss in this blog today.

Importance of travel insurance

Whenever traveling, we all spend a great deal of time and effort in planning our vacations. But often it happens that we fail to see the importance of getting a good travel insurance policy. Whatever the reasons may be, but the consequences of an attitude like this always ends up in folly. The reason why is that so, is because, in an unfamiliar city or country, travelers are more prone to illnesses and/or accidents.

And though we cannot prevent unfortunate incidents from taking place, with travel insurance, we can offer the traveler some solace in terms of monetary compensation, which can be useful for him in certain situations.

Benefits from travel insurance

Insured traveling: To begin with, travel insurance protects you against trip cancellation and interruption. For example, in case of an emergency situation arising before or during vacation, travelers have to cancel or cut short their trips. Since they have already paid for the tickets and hotel bookings, they will stand to lose a substantial amount of money. But with a travel insurance at hand, you can get the compensation for losses from trip cancellation or interruption. Additionally, the policy also covers you from any kind of baggage loss or loss of personal belongings.

Medical insurance: Travel medical insurance offers financial recovery for medical expenses that are incurred during your travel, in case of an accident or illness. With medical insurance, travelers can get reimbursement of the total money spent during medical treatment. It also covers medical evacuation, which means that the travelers do not have to pay the expenses levied on medical emergency transportation.

Other benefits: There are various types of travel insurance policies that protect you against travel delays, accidental death, tour operator default, repatriation, emergency reunion, legal expenses, dental expenses, etc. A good travel insurance policy not only ensures that you will get coverage for unforeseen losses; it also allows you to avail of a number of services that can be invaluable during times of emergency.

Why TATA AIG?

Recently launched, TATA AIG's International Travel Insurance has gained a good amount of popularity in travel insurance policies in India. The company offers an exciting range of products and services to Indians traveling to the USA, UK, Australia, and Europe as well. The company operates out of 61 offices in India with the employee strength over 2200. It offers region-specific plans that will suit your needs.

Key Benefits:
  • Offers Business Class tickets on return journey for insured in case of hospitalization from accident/illness
  • Cover for Trip Delay, Trip Cancellation & Interruption, Compassionate Visit, Return of Minor Child and more.
  • Region-specific plans to suit your needs
  • Exclusive plans for senior citizens traveling outside India

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